mymortgageapproved-logo
My Mortgage Approved Logo

My Mortgage Approved

SPEAK TO A MORTGAGE ADVISOR TODAY! CALL +1 (416) 893-7589
Menu
Facebook Instagram

Home Buyer Mortgage

  • Get approved with the lowest interest rates
  • Access the equity in your home to pay off higher interest debts.
  • Save money and lower your mortgage payments.
Let’s get started

Apply for Home Buyer Mortgage


Buying Your First Home Is Easy with My Mortgage Approved!

Are you looking to buy your first home? It can be a daunting task, but with the right help, it can be easy! At My Mortgage Approved, we specialize in helping first-time homebuyers get approved for a mortgage. We understand that buying a home is a big investment, and we want to help you make the best decision for your needs. We offer a variety of services to help you through the process, from pre-approval to finding the perfect home. We even have a team of real estate agents who can help you find the perfect property. If you're ready to take the plunge into homeownership, contact us today! We'll help you get your Mortgage Approved!
Apply Now

First Time Home Buyer?

We want to be by your side on this exciting journey! Our commitment is to provide you with the advice and guidance needed to navigate your way to home ownership. We provide so much more than a mortgage. We are on your team to make sure you reach your home ownership goals and financial success.

How to buy your first home

Assuming you have the necessary down payment saved up, there are a few things you’ll needto do to buy your first home.
The first thing you’ll need to do is get pre-approved for a mortgage. This will give you an idea of how much money you can borrow and what kind of interest rate you can expect to pay. It’s important to compare rates from different lenders before you choose one.
Once you have pre-approval, it’s time to start looking for homes! You can search online, in newspapers, or work with a real estate agent. When you find a home that you’re interested in, make an offer on the property. If the offer is accepted, congrats – you’re one step closer to owning your first home!
The next step is to get a home inspection. This is important because it will help ensure that the property is in good condition and doesn’t have any hidden problems. If everything looks good, then it’s time to close on the property and officially become a homeowner!
Why You Should Choose a Private Mortgage

First-time home buyer tips

Are you a first-time homebuyer? If so, the process of buying your first home can seem daunting. But with My Mortgage Approved, we make it easy! Here are some tips for first-time homebuyers:
  • Get pre-approved for a loan. This will give you an idea of how much you can afford to spend on a home.
  • Shop around for the best mortgage rate. Be sure to compare rates from different lenders before making a decision.
  • Don't be afraid to negotiate. When it comes to buying a home, you can often get a better deal by negotiating with the seller.
  • Get a home inspection. This is an important step in the process of buying a home, as it can help identify any potential problems with the property before you buy it.
  • Make sure you're comfortable with your down payment and monthly payments. Be sure to factor in all costs associated with owning a home before making an offer on a property.
Following these tips will help make the process of buying your first home easier and less stressful!

Mortgage myths debunked

When it comes to applying for a mortgage, many myths and misconceptions can cause confusion and anxiety. Here, we debunk some of the most common mortgage myths so you can feel confident about your application:
  • Myth 1: You need a 20% down payment to get approved for a mortgage.
    This is one of the most common myths out there! In reality, you can often put down much less than 20% and still be approved for a loan. The minimum down payment required will vary depending on the lender, but it’s typically around 5-10%.
  • Myth 2: Your credit score needs to be perfect to get a mortgage.
     While having a good credit score will certainly give you an advantage when applying for a mortgage, it’s not necessary to have a perfect score. Lenders will look at your entire financial picture when considering your application, so even if your credit isn’t perfect, you may still be able to qualify for a loan.
  • Myth 3: It’s better to rent than buy because you don’t have to worry about maintenance or repairs.
    While renting may seem like the easier option, it’s important to remember that you’re ultimately paying someone else’s mortgage – not building equity in your own home. And, as a homeowner, you may be eligible for certain tax breaks that can save you money each year.

Had a Mortgage Before?

In five years, your life can change a lot and we understand that. Here, we will take you through our renewal process to make sure that you get a low rate but also the right mortgage. We will talk about goals, plans and about those big life moments to make sure that your mortgage is compatible with your life.
We understand that this purchase might be the biggest financial decision of your life and we take that seriously. We are here to walk you through every step of the process and make sure you have peace of mind that you are making the right decision when getting a mortgage.

Contact us

If you're a first-time home buyer, congratulations! Homeownership is a great way to build equity and financial security. And with My Mortgage Approved, it's easy to get started.
We have a wide range of mortgage products to suit your needs and budget, and our experienced team will work with you to find the right one for you. We'll also be there to support you throughout the process, from application to closing.
So don't wait any longer, contact us today and let us help you make your homeownership dreams a reality.
Contact Us Today!

Quick Links

Get In Touch

Get In Touch

First time buyer or refinancing? Call for a free quote!

Click Here
Mortgage Calculators

Mortgage Calculators

Crunch the numbers and explore your mortgage options!

Click Here
  • Buying a Home in Ottawa
  • Buying a Home in Oshawa
  • Buying a Home in Ottawa

Proudly Serving

  • Home Buyer Mortgage Pickering
  • Home Buyer Mortgage Whitby
  • Home Buyer Mortgage Markham
  • Home Buyer Mortgage Scarborough
  • Home Buyer Mortgage Ajax
  • Home Buyer Mortgage Oshawa
0
My Mortgage Approved Logo

Quick Links

204A-716 Gordon Baker Rd. Toronto ON M2H 3B4

Mortgage Agent Licence #:M21003616
Brokerage#: 12147

Independently Owned and Operated

Find out how much you can save by comparing today​

Find out how much you can save by comparing today​

My Mortgage Approved Logo

204A-716 Gordon Baker Rd. Toronto ON M2H 3B4

Mortgage Agent Licence #:M21003616
Brokerage#: 12147

Independently Owned and Operated

© 2017 Centum Financial Group Inc. Terms of Use – Privacy Policy